Award winning solutions for your mortgage and protection needs

We understand that purchasing a home can be one of the most significant financial decisions you will ever make, which is why our mission is to achieve the best possible outcome for your mortgage and protection needs.

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Taking the hassle out of Mortgages & Protection

Get expert advice on your home financing options and find the best deal for your budget. Click the button below to schedule a call and take the first step towards owning your dream home.
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Book an initial consultation
Book an initial consultation with one of our mortgage specialist to discuss your financial goals, explore mortgage options, and receive personalised guidance, helping you make informed decisions on your home-buying journey.
Assess your income, expenses, and credit history to determine how much you can borrow. This step ensures you focus on properties within your budget and avoid overstretching financially.
Get a lender’s pre-approval, which confirms how much they’re willing to lend. An Agreement in Principle strengthens your position as a serious buyer when negotiating with sellers or estate agents.
Search for a property that matches your preferences, needs, and budget. Consider location, size, and condition while factoring in additional costs like repairs, surveys, and legal fees.
Provide all required documents, including proof of income, identity, and property details. The lender will evaluate your application and conduct a property valuation before issuing a final mortgage offer.

Our process is simple.

Our team of experts has years of experience in the mortgage industry, and we are here to help you find the right mortgage to meet your unique needs. Whether you are a first-time homebuyer, looking to refinance, or need advice on how to improve your credit score, we are here to help.
Start the process

Our Mortgages

We find the best deals so you don’t have to

We will make an assessment of your needs and circumstances in order to provide you with the best possible solution all the way from initial consultation to completion.

First Time Buyer Mortgages

Your first property purchase is a very exciting process and specialist help is paramount, nevertheless you need to understand the risks and costs involved. Our specialists will explain the home buying process and assist dealing with estate agents and solicitors enquiries.
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Homemover

Whether you are upsizing or downsizing, it is important to keep your moving costs to a minimum. Our experts will explain the best ways to move forward with your next move and advise on various options to make the process as smooth as possible.
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Remortgage

When your mortgage deal is coming to an end, timing and expert knowledge is key. Our advisers will explain the benefits of staying with the current lender or moving over to a new provider. They will also explain the possibilities of being able to make changes to your mortgage like changing the term or loan amount.
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Buy-To-Let

When you are considering to expand your portfolio or starting your journey as a first time landlord, speak to our specialist who can provide their insight of various mortgage deals that may be available to you. Buy to let mortgages are not regulated by the FCA.
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Mortgages for Self Employed

Getting a mortgage when you’re self-employed may seem daunting, but it’s more accessible than you might think. While lenders often require additional documentation to assess your income, tailored mortgage options are available to meet the needs of self-employed individuals.
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Bad Credit Mortgages

A bad credit mortgage, also known as an adverse credit mortgage, is designed for individuals with a poor or limited credit history. These mortgages provide an opportunity to secure financing when mainstream lenders may decline your application.
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Client Reviews

Don’t just take our word for it, here’s some feedback from our clients

Monthly Mortgage Payment Calculator

Estimate your monthly mortgage payments quickly and easily, helping you plan your finances with confidence.
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This calculation is a guide to how much your monthly repayments would be. The exact amount may vary from this amount depending on your lender's terms.

Stamp Duty Calculator​

Discover your stamp duty costs instantly! Use our stamp duty calculator to explore the costs involved on your purchase.

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This calculator is provided as a guide only on how much stamp duty land tax you will need to pay in England and Northern Ireland. It assumes that the property is freehold and for residential purposes.

Want to know more? Speak to us today.

Take the next step today! Book an appointment with our expert team for tailored advice and support on your mortgage journey.
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Latest News

Our news articles are regularly updated bringing you all the latest developments in the Mortgage market.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR PROPERTY. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Instant Mortgage Solutions Limited is authorised and regulated by the Financial Conduct Authority.

FRN 938412 Registered in England & Wales, Company registration No. 12463907. Registered office: 21 Station Parade, Hornchurch, RM12 5AB.

If you wish to register a complaint, please write to info@instantmortgagesolutions.co.uk or telephone 01708 509161.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.

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